Insurance Options
Home Insurance
Home insurance, also commonly called hazard insurance, fire insurance, or homeowner's insurance. This is a type of property insurance that covers a private residence.
It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use, or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.
Auto Insurance
Many people think auto insurance is just something they are required to have by law and something they will likely never use. Auto insurance is a product you buy but hope you never have to use. It is not a maintenance plan or a new car replacement tool.
Auto insurance can not only protect your car but also your wallet.In the litigious society we live in a simple fender bender could turn into a lawsuit. Having a solid auto insurance policy can prevent that from happening.
Business Insurance
Business insurance protects your investment by minimizing financial risks associated with unexpected events such as a death of a partner, an injured employee, a lawsuit, or a natural disaster.
Business Insurance is a broad name for different coverages available to the business owner to protect against losses and to insure the continuing operation of the business.
Umbrella Insurance
Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies.
When an insured is liable to someone, the insured's primary insurance policies pay up to their limits and any additional amount is paid by the umbrella policy up to the limit of the umbrella policy.
Recreational Toy Insurance
he thrill of adventure – it is what owning a recreational vehicle is all about. Whatever your interest, be it cruising on your motorcycle or exploring the road less traveled on your ATV, Bay Area Insurance offers advanced coverage options to meet the insurance needs of the adventurer in everyone.
Whether you are an experienced outdoor enthusiast or just starting out, we have a policy to fit your needs – from RVs and boats to ATVs, ARK Insurance can ensure the safety of both you and your vehicle. Our insurance options provide you with the same service and rich features you can expect – from comprehensive and collision coverage to personal injury protection and towing costs.